Showing posts with label against. Show all posts
Showing posts with label against. Show all posts

Insurance against Short Term and Permanent Partial Disability

There are some kinds of physical illnesses that even caution and conservativeness cannot prevent. If an employee were to fall severely ill in the due course of a job, then the security that he/she would still have an income would be of extreme importance, owing to the fact that they would not be able to earn in that specific short term.

This is where short term disability insurance kicks in. It is a hedge against an employee's shelf life where he still has a source of income in case he is rendered incapable due to an accident or a physical ailment. Under this insurance, a fixed percentage of the employee's salary is paid for a certain amount of time, in case he/she is fit to perform the duties of the job.

Short term is defined as a period starting from 1 day to anywhere till 14 days. When the illness lasts longer, then short-term disability is acknowledged and the employee is paid accordingly. It must however be differentiated from an injury. The policy for a physical injury varies from that of a short-term illness.

Short-term disability is different than permanent partial disability which causes a person to lose his body parts completely or partially or lose the functioning of a specific body part, or loses partial functioning of his entire body as a whole. This is a rather misfortunate event and differs from short-term disability as the employee is rendered incapable to work for good, in most of the cases.

These are two different kinds of occurrences that the policy insures you from.

In case of a permanent disability, the insurance cover pays certain amount of sum to the employee. The extent of this depends on how grave the injury is. The following are the percentage of salary compensation to the employees who suffer with permanent disability.

In case of loss of permanent functioning and use of both the hands from the wrist joint, the employee is compensated with 100% of the income.

A complete permanent loss of functioning of both the feet beginning from the ankle joint will render the employee a compensation of 100% of the income.

The permanent and entire loss of the functioning of one hand from the wrist joint and one of the foot, right the ankle joint will render the employee to receive 100% of his/her income.

When the employee's one hand stops functioning and his eyesight is also lost, then also he is compensated with 100% of his income.

In case of permanent loss of speech and entire loss of hearing, or the occurrence of Quadriplegia, the employee receives 100% of his income.

Permanent Partial Disability (PPD): Maxbupa permanent partial disability plan will pay up to 100% of sum assured towards the treatment. For more about imformation. Please visit our site: Maxbupa.com.

Insurance against Short Term and Permanent Partial Disability

There are some kinds of physical illnesses that even caution and conservativeness cannot prevent. If an employee were to fall severely ill in the due course of a job, then the security that he/she would still have an income would be of extreme importance, owing to the fact that they would not be able to earn in that specific short term.

This is where short term disability insurance kicks in. It is a hedge against an employee's shelf life where he still has a source of income in case he is rendered incapable due to an accident or a physical ailment. Under this insurance, a fixed percentage of the employee's salary is paid for a certain amount of time, in case he/she is fit to perform the duties of the job.

Short term is defined as a period starting from 1 day to anywhere till 14 days. When the illness lasts longer, then short-term disability is acknowledged and the employee is paid accordingly. It must however be differentiated from an injury. The policy for a physical injury varies from that of a short-term illness.

Short-term disability is different than permanent partial disability which causes a person to lose his body parts completely or partially or lose the functioning of a specific body part, or loses partial functioning of his entire body as a whole. This is a rather misfortunate event and differs from short-term disability as the employee is rendered incapable to work for good, in most of the cases.

These are two different kinds of occurrences that the policy insures you from.

In case of a permanent disability, the insurance cover pays certain amount of sum to the employee. The extent of this depends on how grave the injury is. The following are the percentage of salary compensation to the employees who suffer with permanent disability.

In case of loss of permanent functioning and use of both the hands from the wrist joint, the employee is compensated with 100% of the income.

A complete permanent loss of functioning of both the feet beginning from the ankle joint will render the employee a compensation of 100% of the income.

The permanent and entire loss of the functioning of one hand from the wrist joint and one of the foot, right the ankle joint will render the employee to receive 100% of his/her income.

When the employee's one hand stops functioning and his eyesight is also lost, then also he is compensated with 100% of his income.

In case of permanent loss of speech and entire loss of hearing, or the occurrence of Quadriplegia, the employee receives 100% of his income.

Permanent Partial Disability (PPD): Maxbupa permanent partial disability plan will pay up to 100% of sum assured towards the treatment. For more about imformation. Please visit our site: Maxbupa.com.

Insurance against Short Term and Permanent Partial Disability

There are some kinds of physical illnesses that even caution and conservativeness cannot prevent. If an employee were to fall severely ill in the due course of a job, then the security that he/she would still have an income would be of extreme importance, owing to the fact that they would not be able to earn in that specific short term.

This is where short term disability insurance kicks in. It is a hedge against an employee's shelf life where he still has a source of income in case he is rendered incapable due to an accident or a physical ailment. Under this insurance, a fixed percentage of the employee's salary is paid for a certain amount of time, in case he/she is fit to perform the duties of the job.

Short term is defined as a period starting from 1 day to anywhere till 14 days. When the illness lasts longer, then short-term disability is acknowledged and the employee is paid accordingly. It must however be differentiated from an injury. The policy for a physical injury varies from that of a short-term illness.

Short-term disability is different than permanent partial disability which causes a person to lose his body parts completely or partially or lose the functioning of a specific body part, or loses partial functioning of his entire body as a whole. This is a rather misfortunate event and differs from short-term disability as the employee is rendered incapable to work for good, in most of the cases.

These are two different kinds of occurrences that the policy insures you from.

In case of a permanent disability, the insurance cover pays certain amount of sum to the employee. The extent of this depends on how grave the injury is. The following are the percentage of salary compensation to the employees who suffer with permanent disability.

In case of loss of permanent functioning and use of both the hands from the wrist joint, the employee is compensated with 100% of the income.

A complete permanent loss of functioning of both the feet beginning from the ankle joint will render the employee a compensation of 100% of the income.

The permanent and entire loss of the functioning of one hand from the wrist joint and one of the foot, right the ankle joint will render the employee to receive 100% of his/her income.

When the employee's one hand stops functioning and his eyesight is also lost, then also he is compensated with 100% of his income.

In case of permanent loss of speech and entire loss of hearing, or the occurrence of Quadriplegia, the employee receives 100% of his income.

Permanent Partial Disability (PPD): Maxbupa permanent partial disability plan will pay up to 100% of sum assured towards the treatment. For more about imformation. Please visit our site: Maxbupa.com.

Insurance against Short Term and Permanent Partial Disability

There are some kinds of physical illnesses that even caution and conservativeness cannot prevent. If an employee were to fall severely ill in the due course of a job, then the security that he/she would still have an income would be of extreme importance, owing to the fact that they would not be able to earn in that specific short term.

This is where short term disability insurance kicks in. It is a hedge against an employee's shelf life where he still has a source of income in case he is rendered incapable due to an accident or a physical ailment. Under this insurance, a fixed percentage of the employee's salary is paid for a certain amount of time, in case he/she is fit to perform the duties of the job.

Short term is defined as a period starting from 1 day to anywhere till 14 days. When the illness lasts longer, then short-term disability is acknowledged and the employee is paid accordingly. It must however be differentiated from an injury. The policy for a physical injury varies from that of a short-term illness.

Short-term disability is different than permanent partial disability which causes a person to lose his body parts completely or partially or lose the functioning of a specific body part, or loses partial functioning of his entire body as a whole. This is a rather misfortunate event and differs from short-term disability as the employee is rendered incapable to work for good, in most of the cases.

These are two different kinds of occurrences that the policy insures you from.

In case of a permanent disability, the insurance cover pays certain amount of sum to the employee. The extent of this depends on how grave the injury is. The following are the percentage of salary compensation to the employees who suffer with permanent disability.

In case of loss of permanent functioning and use of both the hands from the wrist joint, the employee is compensated with 100% of the income.

A complete permanent loss of functioning of both the feet beginning from the ankle joint will render the employee a compensation of 100% of the income.

The permanent and entire loss of the functioning of one hand from the wrist joint and one of the foot, right the ankle joint will render the employee to receive 100% of his/her income.

When the employee's one hand stops functioning and his eyesight is also lost, then also he is compensated with 100% of his income.

In case of permanent loss of speech and entire loss of hearing, or the occurrence of Quadriplegia, the employee receives 100% of his income.

Permanent Partial Disability (PPD): Maxbupa permanent partial disability plan will pay up to 100% of sum assured towards the treatment. For more about imformation. Please visit our site: Maxbupa.com.

Insurance against Short Term and Permanent Partial Disability

There are some kinds of physical illnesses that even caution and conservativeness cannot prevent. If an employee were to fall severely ill in the due course of a job, then the security that he/she would still have an income would be of extreme importance, owing to the fact that they would not be able to earn in that specific short term.

This is where short term disability insurance kicks in. It is a hedge against an employee's shelf life where he still has a source of income in case he is rendered incapable due to an accident or a physical ailment. Under this insurance, a fixed percentage of the employee's salary is paid for a certain amount of time, in case he/she is fit to perform the duties of the job.

Short term is defined as a period starting from 1 day to anywhere till 14 days. When the illness lasts longer, then short-term disability is acknowledged and the employee is paid accordingly. It must however be differentiated from an injury. The policy for a physical injury varies from that of a short-term illness.

Short-term disability is different than permanent partial disability which causes a person to lose his body parts completely or partially or lose the functioning of a specific body part, or loses partial functioning of his entire body as a whole. This is a rather misfortunate event and differs from short-term disability as the employee is rendered incapable to work for good, in most of the cases.

These are two different kinds of occurrences that the policy insures you from.

In case of a permanent disability, the insurance cover pays certain amount of sum to the employee. The extent of this depends on how grave the injury is. The following are the percentage of salary compensation to the employees who suffer with permanent disability.

In case of loss of permanent functioning and use of both the hands from the wrist joint, the employee is compensated with 100% of the income.

A complete permanent loss of functioning of both the feet beginning from the ankle joint will render the employee a compensation of 100% of the income.

The permanent and entire loss of the functioning of one hand from the wrist joint and one of the foot, right the ankle joint will render the employee to receive 100% of his/her income.

When the employee's one hand stops functioning and his eyesight is also lost, then also he is compensated with 100% of his income.

In case of permanent loss of speech and entire loss of hearing, or the occurrence of Quadriplegia, the employee receives 100% of his income.

Permanent Partial Disability (PPD): Maxbupa permanent partial disability plan will pay up to 100% of sum assured towards the treatment. For more about imformation. Please visit our site: Maxbupa.com.

Obama warns against cuts to special education

The White House is urging Congress to take action to avert a series of deep spending cuts expected to impact special education and other disability-related programs within weeks.
President Barack Obama is calling on lawmakers to pass a short-term budget deal to stall the automatic spending cuts scheduled to impact nearly all government programs come March 1. At that point, across-the-board cutbacks totaling $1.2 trillion over 10 years are expected under a process known as sequestration that was triggered when Congress failed to reach a budget deal in 2011.
“The result could be a huge blow to middle-class families and our economy as a whole,” Obama said in his weekly radio address Saturday, in which he cited Americans with disabilities as one group that would be impacted by the cuts.
The White House said that everything from health services to rental assistance programs are at risk if Congress does not intervene.
Specifically, funding for as many as 7,200 special education teachers, aides and staff may be chopped, research dollars provided through the National Institutes of Health would be on the line, mental health offerings would be reduced and Social Security services would be curtailed, the administration said.
While Republicans are not high on sequestration either, the looming cuts are presenting potential for yet another impasse between the political parties. Republicans are pressing for any budget deal to include more spending reductions while Obama favors a mix of cuts and increased tax revenue.
So maybe if the Feds stop this, we can save our children!!
The 102 worst ways the government is spending your tax dollars:
102: Protecting a Michigan insect collection from other insects ($187,632)
101: Highway beautified by fish art in Washington ($10,000)
100: University studying hookup behavior of female college coeds in New York ($219,000)
99: Police department getting 92 blackberries for supervisors in Rhode Island ($95,000)
98: Upgrades to seldom-used river cruise boat in Oklahoma ($1.8 million)
97: Precast concrete toilet buildings for Mark Twain National Forest in Montana ($462,000)
96: University studying whether mice become disoriented when they consume alcohol in Florida ($8,408)
95: Foreign bus wheel polishers for California ($259,000)
94: Recovering crab pots lost at sea in Oregon ($700,000)
93: Developing a program to develop “machine-generated humor” in Illinois ($712,883)
92: Colorado museum where stimulus was signed (and already has $90 million in the bank) gets geothermal stimulus grant ($2.6 million)
91: Grant to the Maine Indian Basketmakers Alliance to support the traditional arts apprenticeship program, gathering and festival ($30,000)
90: Studying methamphetamines and the female rat sex drive in Maryland ($30,000)
89: Studying mating decisions of cactus bugs in Florida ($325,394)
88: Studying why deleting a gene can create sex reversal in people, but not in mice in Minnesota ($190,000)
87: College hires director for a project on genetic control of sensory hair cell membrane channels in zebrafish in California ($327,337)
86: New jumbo recycling bins with microchips embedded inside to track participation in Ohio ($500,000)
85: Oregon Federal Building’s “green” renovation at nearly the price of a brand new building ($133 million)
84: Massachusetts middle school getting money to build a solar array on its roof ($150,000)
83: Road widening that could have been millions of dollars cheaper if Lousiana hadn’t opted to replace a bridge that may not have needed replacing ($60 million)
82: Cleanup effort of a Washington nuclear waste site that already got $12 billion from the DOE ($1.9 billion)
81: Six woodlands water taxis getting a new home in Texas ($750,000)
80: Maryland group gets money to develop “real life” stories that underscore job and infrastructure-related research findings ($363,760)
79: Studying social networks like Facebook in North Carolina ($498,000)
78:18 North Carolina teacher coaches to heighten math and reading performance ($4.4 million)
77: Retrofitting light switches with motion sensors for one company in Arizona ($800,000)
76: Removing graffiti along 100 miles of flood-control ditches in California ($837,000)
75: Bicycle lanes, shared lane signs and bike racks in Pennsylvania ($105,000)
74: Privately-owned steakhouse rehabilitating its restaurant space in Missouri ($75,000)
73: National dinner cruise boat company in Illinois outfitting vessels with surveillance systems to protect against terrorists ($1 million)
72: Producing and transporting peanuts and peanut butter in North Carolina ($900,000)
71: Refurnishing and delivering picnic tables in Iowa ($30,000)
70: Digital television converter box coupon program in D.C. ($650 million)
69: Elevating and relocating 3,000 feet of track for the Napa Valley Wine Train in California ($54 million)
68: Hosting events for Earth Day, the summer solstice etc. in Minnesota ($50,000)
67: Expanding ocean aquaculture in Hawaii ($99,960)
66: Raising railroad tracks 18 inches in Oregon because the residents of one small town were tired of taking a detour around them ($4.2 million)
65: Professors and employees of Iowa state universities voluntarily taking early retirement ($43 million)
64: Minnesota theatre named after Che Guevara putting on “socially conscious” puppet shows ($25,000)
63: Replacing a basketball court lighting system with a more energy efficient one in Arizona ($20,000)
62: Repainting and adding a security camera to one bridge in Oregon ($3.5 million)
61: Missouri bridge project that already was full-funded with state money ($8 million)
60: New hospital parking garage in New York that will employ less people ($19.5 million)
59: University in North Carolina studying why adults with ADHD smoke more ($400,000)
58: Low-income housing residents in one Minnesota city receiving free laptops, WiFi and iPod Touches to “educate” them in technology ($5 million)
57: University in California sending students to Africa to study why Africans vote they the way they do in their elections ($200,000)
56: Researching the impact of air pollution combined with a high-fat diet on obesity development in Ohio ($225,000)
55: Studying how male and female birds care for their offspring and how it compares to how humans care for their children in Oklahoma ($90,000)
54: University in Pennsylvania researching fossils in Argentina (over $1 million)
53: University in Tennessee studying how black holes form (over $1 million)
52: University in Oklahoma sending 3 researchers to Alaska to study grandparents and how they pass on knowledge to younger generations ($1.5 million)
51: Grant application from a Pennsylvania university for a researcher named in the Climate-gate scandal (Rep. Darrell Issa is calling on the president to freeze the grant) ($500,000)
50: Studying the impact of global warming on wildflowers in a Colorado ghost town ($500,000)
49: Bridge built over railroad crossing so 168 Nebraska town residents don’t have to wait for the trains to pass ($7 million)
48: Renovating an old hotel into a visitors center in Kentucky ($300,000)
47: Removing overgrown weeds in a Rhode Island park ($250,000)
46: Renovating 5 seldom-used ports of entry on the U.S.-Canada border in Montana ($77 million)
45: Testing how to control private home appliances in Martha’s Vineyard, Massachusetts from an off-site computer ($800,000)
44: Repainting a rarely-used bridge in North Carolina ($3.1 million)
43: Renovating a desolate Wisconsin bridge that averages 10 cars a day ($426,000)
42: 4 new buses for New Hampshire ($2 million)
41: Repaving a 1-mile stretch of Atlanta road that had parts of it already repaved in 2007 ($490,000)
40: Florida beauty school tuition ($2.3 million)
39: Extending a bike path to the Minnesota Twins stadium ($500,000)
38: Beautification of Los Angeles’ Sunset Boulevard ($1.1 million)
37: Colorado Dragon Boat Festival ($10,000)
36: Developing the next generation of supersonic corporate jets in Maryland that could cost $80 million dollars each ($4.7 million)
35: New spring training facilities for the Arizona Diamondbacks and Colorado Rockies ($30 million)
34: Demolishing 35 old laboratories in New Mexico ($212 million)
33: Putting free WiFi, Internet kiosks and interactive history lessons in 2 Texas rest stops ($13.8 million)
32: Replacing a single boat motor on a government boat in D.C. ($10,500)
31: Developing the next generation of football gloves in Pennsylvania ($150,000)
30: Pedestrian bridge to nowhere in West Virginia ($80,000)
29: Replacing all signage on 5 miles of road in Rhode Island ($4,403,205)
28: Installing a geothermal energy system to heat the “incredible shrinking mall” in Tennessee ($5 million)
27: University in Minnesota studying how to get the homeless to stop smoking ($230,000)
26: Large woody habitat rehabilitation project in Wisconsin ($16,800)
25: Replacing escalators in the parking garage of one D.C. metro station ($4.3 million)
24: Building an airstrip in a community most Alaskans have never even heard of ($14,707,949)
23: Bike and pedestrian paths connecting Camden, N.J. to Philadelphia, Penn. when there’s already a bridge that connects them ($23 million)
22: Sending 10 university undergrads each year from North Carolina to Costa Rica to study the rainforests ($564,000)
21: Road signs touting stimulus funds at work in Ohio ($1 million)
20: Researching how paying attention improves performance of difficult tasks in Connecticut ($850,000)
19: Kentucky Transportation Department awarding contracts to companies associated with a road contractor accused of bribing the previous state transportation secretary ($24 million)
18: Amtrak losing $32 per passenger nationally but rewarded with windfall ($1.3 billion)
17: Widening an Arizona interstate even though the company that won the contract has a history of tax fraud and pollution ($21.8 million)
16: Replace existing dumbwaiters in New York ($351,807)
15: Deer underpass in Wyoming ($1,239,693)
14: Arizona universities examining the division of labor in ant colonies (combined $950,000)
13: Fire station without firefighters in Nevada ($2 million)
12: “Clown” theatrical production in Pennsylvania ($25,000)
11: Maryland town gets money but doesn’t know what to do with it ($25,000)
10: Investing in nation-wide wind power (but majority of money has gone to foreign companies) ($2 billion)
9: Resurfacing a tennis court in Montana ($50,000)
8: University in Indiana studying why young men do not like to wear condoms ($221,355)
7: Funds for Massachusetts roadway construction to companies that have defrauded taxpayers, polluted the environment and have paid tens of thousands of dollars in fines for violating workplace safety laws (millions)
6: Sending 11 students and 4 teachers from an Arkansas university to the U.N. climate change convention in Copenhagen, using almost 54,000 lbs of carbon dioxide from air travel alone ($50,000)
5: Storytelling festival in Utah ($15,000)
4: Door mats to the Department of the Army in Texas ($14,675)
3: University in New York researching young adults who drink malt liquor and smoke pot ($389,357)
2: Solar panels for climbing gym in Colorado ($157,800)
1: Grant for one Massachusetts university for “robobees” (miniature flying robot bees) ($2 million)
GRAND TOTAL: $4,891,645,229